Transforming the auto industry with digital assets

Virtual cars don’t replace clay models, but rather augment the design and sales processes in ways never before possible. Clay models have been a staple of the auto industry for decades, with good reason—there’s nothing like being able to envision the physical vehicle, to run your hand along its lines. But clay models are one-offs with limited use, whereas virtual models can provide unlimited options at every phase of manufacturing, including sales.

Through a VR experience of a digital car, a customer can gain insights in a way that clay models can’t provide. They can take a virtual drive through the streets of a busy city or the tree-lined lanes of the countryside. They can check out the level of visibility through the windshield, press buttons on the console, adjust the rearview mirror, and even change the radio station.

And best of all, with VR, the time from design to

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Protect Your Assets – Umbrella Insurance Policies Expand Auto and Home Liability

Most homeowners have a homeowner’s insurance policy, as it is a requirement when financing a mortgage with a bank. Homeowner’s insurance, also known as hazard insurance, protects against the loss of a home to fire or other designated perils and includes coverage of home contents, personal liability coverage, and loss of use.

Automobile liability insurance covers you when you are involved in an accident. Most policies provide up to a maximum of $500,000 in coverage, where an umbrella policy can increase that limit by an extra $1 million or more, depending on the amount of financial protection you want. That way by adding umbrella insurance, you are likely to have the necessary limits to cover you in a serious accident. An umbrella expands coverage in the event a legal claim is filed against you from any involved parties.

An umbrella policy can cover claims for which you have no insurance … Read More

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How Liquid Are Your Assets?

When it comes to financial asset management understanding the ability to turn assets into cash is important. When an emergency comes up or an opportunity to make a substantial investment presents itself it is imperative to have access to the money needed without long wait times.

What Is Liquidity

Liquidity refers to the ability to take assets and turn them around into spendable or investable cash. Cash is, itself, the most liquid asset since it is easily spendable as it is. Other types of investments vary in liquidity – which means how easy are they to convert to cash. To have a firm idea of the financial state of someone attempting to make a major purchase or investment, they would be asked “how liquid are you?” Since some assets are not easily convertible they are still valid investments but don’t aid in liquidity in the event a person needs a … Read More

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