Gap Insurance – Back To Basics

Once you have insured your car, you are good to go. Right? The answer is no. You still need GAP insurance. What is GAP insurance? Let’s take an example. Suppose you have bought a car making a down payment. After a couple of months, you end up getting your car totaled or stolen. You will get payment from the insurance company based on the existing value of your car in the market. The actual price of the car won’t be considered. This type of insurance provides coverage in this type of scenario. Let’s know more.

Guaranteed Asset Protection (GAP)

The term GAP is short for guaranteed asset protection. This insurance policy includes your motorcycles as well as cars. It’s a good idea to apply for insurance should you consider a finance deal in order to buy a motorcycle or car. Once you have sold your car or have paid its … Read More

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Why Financing Your Car Loan at a Credit Union Is a Smart Choice

When you’re buying a new or used car, people typically go straight to the local dealership. While dealerships make their own financing programs sound especially attractive, it’s always to your benefit to shop around for the best auto loan rates-starting with local credit unions. Here are some reasons why you’ll find better auto loan rates and more personalized service at a credit union.

You have a much better chance of getting your loan approved if you have second-rate credit or have had some credit problems in the past. They will more likely listen to your personal story over a traditional commercial bank.

A credit union is different than a traditional bank or other lending institution. They offer loans and other financial services to people through a cooperative membership and it is much more than just a place to house a checking or savings account. They show their members financial interest … Read More

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Accident Lawyers and Auto Accidents

Accident lawyers deal with a number of cases that stem from auto accidents to accidents on the job. Auto accident lawyers defend their clients rights and must know a plethora of laws that protect people, such as workmans compensation rights. Lawyers can work with insurance companies, to ensure claims are processed properly and to guarantee the victim gets all benefits they are owed.

Accident lawyers, specifically car lawyers, take care to provide the best service to the victim. Whether the person suffered from a dog bite or was struck in an auto accident, accident lawyers are on the side of the victim. Accidents occur every day and everywhere, and accident lawyers must be prepared to handle large caseloads. There are a number of people that get involved in accidents and do not seek the help of a lawyer, but it is probably best to do so in order to ensure … Read More

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Top Ways to Save on Auto Insurance

When you get a car, you need to have auto insurance. It is important to get coverage that is comprehensive, but also inexpensive. While most people care a great deal about getting a good price when they first set out to get car insurance, they often fail to continue searching thereafter. Not continually looking for good deals can cost you hundreds each year.

Many people are unaware that the cost of your auto insurance can be lowered to help you save, depending on your driving record, your car, and where you are.

Increase Your Deductible

If you insurance the amount you pay for a deductible, it will reduce the cost of insurance fees. Now understand that this move is certainly one way to save on the costs month to month, but if you end up in a car accident, then yes it can end up costing you more to fix … Read More

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How to Get a Lifetime Ban From a Rental Car Company

Okay so, in my life I’ve done quite a bit of traveling, and I’ve probably stated more hotel rooms than 95% of the population. Indeed, I’ve traveled to more cities than 99% of the population, and I’ve also been banned from more rental car agencies that I care to remember. Why you ask? Because in my company I put far too many miles on rental cars, no, it’s not because I’m afraid to fly, I’m actually a pilot, it’s because I am a retired franchisor, and would when building my company drive from city to city, and I didn’t take airliners that much because I had too many stops along the way.

I can remember one time I rented a car in Georgia, and I put 48,000 miles on it in five weeks. In fact, I rented the car for $260 per week. You can imagine when I brought the … Read More

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Brutally Honest Car Sales Tips

If you sell cars for a living and you are searching for some car sales tips you are in luck. You might not even want to hear what I have to say, but you will be better off when you get your car sales commission next week. Everybody can sell more cars and make more money, but you can’t do the same thing you have been doing and expect different results.

If you are burning through ups and complaining about the showroom traffic you might need to go into the washroom and take a look in the mirror. The top salesmen are selling cars, everybody gets in a slump now and then, but it will only serve to make you a better salesman. So suck it up and sell through the slump or look in the mirror and ask yourself why you are missing out.

Solid Car Sales Tips

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How to Conquer the Labor Day Car Sales

A lot of people see Labor Day as the last celebration of the summer and have family barbecues, pool parties, beach days, and more. However, some get most excited about all of the deals going on!

Sales are all over the place, including car dealerships. People really enjoy taking advantage of the massive car savings which is evidenced by the huge crowds in the lots and show rooms. this means that if you plan on buying a car at that time, you must be prepared.

Here are a few tips on how to handle those Labor Day car sales.

Start Early

Do your research and narrow down your list ahead of time. Search for the key components you are looking for such as price, make, model, safety features, predicted auto insurance cost, etc. Fortunately, some dealers even have some sales prior to Labor Day, so let that motivate you to … Read More

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7 Smart Tips You Can Do To Keep The Cost Of Your Auto Insurance Down

Depending on the car that you buy, your insurance cost may be a little too expensive for you. You cannot avoid it, though. You still need to pay the auto insurance cost to ensure that you can cover the bigger cost when unexpected things happen, such as accident and theft.

The only thing that you can do is to keep the cost of your auto insurance down, without reducing the quality of your insurance. Here are 7 smart tips you can do to keep the cost of your auto insurance down:

1. Research Your Auto Insurance Cost

This is the first step that you have to do. You cannot just accept any offer from an insurance company without thinking twice. Remember that insurance companies are competing with each other, and they will always try to give you the best rates, just to prevent you from going to another insurance company. … Read More

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What Auto Wreckers and Scrap Dealers Can Do For You

Flea markets carry things that you may need in your home, neat little items that you can’t find anywhere else. Well, there is a flea market for the auto world as well and it is auto wreckers and scrap dealers. An auto wrecker or scrap dealer is someone who deals with dismantling wrecked and decommissioned vehicles. The parts they get from those decommissioned vehicles are then sold to be used in other operational vehicles. Parts that cannot be used are sold to metal-recycling companies.

Typically, an auto wrecker or scrap dealer will deal only on the local level. So, the scrap dealer that you visit in Los Angeles gets all their parts from vehicles in Los Angeles and sells all their parts in Los Angeles. This is a great way to support your local economy as scrap dealers and auto wreckers actually do a lot of business in their local … Read More

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Car Buying Tips: Why Does It Make Sense to Buy a Discontinued Car Model?

Often while planning to purchase a car, the right model and the car manufacturing brand become the key deciding factor. Many a times, the research proves to be outdated as some car models become discontinue.

When a car manufacturer stops producing a model because of a number of reasons, it is called a discontinued car model. However, the benefits of buying a discontinued car model outweigh the risks. Buying a car which is no longer in showrooms can mean greater savings. If you are planning to purchase a car, the following points will help you to comprehend why it makes sense to buy a discontinued car model.

1) Discounted Purchase Price

It will have a significantly lower price than a brand new car. One of the benefits of purchasing it is that you get a new car for the price of a used car. As a buyer, you are in … Read More

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