Over the last few years, society has made it easier for us to spend money and has provided us with a huge array of goodies on which to spend it. We use debit cards, credit cards, and finance everything from yachts to our next baby. Additionally, the attitude of spending is expressed all around us, through the subtle, and sometimes not so subtle, art of advertising. When combined with that ease of spending, it is easy to understand why we spend more than we save, and many of us are feeling the crunch of debt, even at higher income levels.
Now, I am not against spending. In fact, my personal participation in the phenomenon was recently brought home to me when I moved to a new home.
I have got a lot of stuff!
The sad part is that a large chunk of it was not really necessary. There were … Read More