Illegal To Use a Handheld Cell Phone Whilst Driving

In the United Kingdom, a law has just been passed which forbids drivers to use mobile phones whilst on the move. In fact, this is not quite true as the law has been around for some considerable time. Yet the authorities are cracking down on the use of mobile phones on the move and making it a more serious offense.

Up until February 1st, using a mobile phone on the move could lead to a fine of approximately $60. This was hardly a deterrent and people could be seen at all times using the telephone. There have been a number of instances when pedestrians have been killed because of drivers using mobile phones and losing control of their vehicles. The 60-dollar fine was not much of a deterrent for most people. Therefore, on the 1st of February the fine has been increased to $120 together with three points endorsement on … Read More

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When the Illegal Immigrant Has a License and Auto Insurance

Of late, there’s been so much focus on the illegal immigrant in the media that we in the insurance industry have decided to have our say, as well.

Here goes.

Of all the fifty US states, there are only twelve that give driving privileges to the undocumented immigrant. In the other states, any undocumented immigrant that drives does so without having been issued a license. Without a license, you can bet your bottom dollar that there is no auto insurance to cover an accident. If a legal driver is the not at fault party of a collision, not only will there be no coverage to pay for damages from the other party, but it’s likely there will be no out-of-pocket money to speak of in compensation as well.

Good reason to invest in uninsured motorist of underinsured motorist insurance, huh?!

In any case, the danger involved in illegal immigrant driving … Read More

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