Welcome to the information age, a period where any sort of information can be found at the click of a mouse (computer mouse, that is). You have the power to make informed decisions based on knowledge gathered from numerous sources via your computer and the world wide web.
Even getting car quotes can be done within minutes from the comfort of your home. Before getting car quotes used to be a time consuming process of having to call up each insurance company individually and repeating your information to each one of them. Due to this tedious process many people just took the first or second deal they came about. Now you can use the internet in your favour to get the best deals on the market.
The process is so easy that it can be explained step by step right here in a few paragraphs. This is what you need to do to get numerous car quotes.
Go onto one of the many search engines such as, Google or Yahoo, and type in the words, ‘car insurance quotes’ or ‘car insurance estimates’. The search engine will then give you a list of websites dealing with these key word commands. Now you can go to individual insurance company sites to get a quote, or you search for, ‘car insurance comparison sites’.
These websites will ask you to provide personal information like your: name, age, address, and driving history. They will also ask you about any vehicle you want covered, like the: make, model, year, body style (whether convertible, or 2-door, etc), and if a loan was used to finance it. Insurance companies need this information in order to give you an accurate quote. If you have accessed a comparison site you can enter your information once and the program will give you quotes from a list of insurance companies which they fish quotes from.
When you have chosen one of the car quotes that suits you, you can click on the link that is provided and this link will direct you to the company’s website. On the website you will be presented with more information about the company as well as the contact numbers to speak to a consultant.
The consultant or insurance broker will be able to give you more information on the product, and you should also ask them which discounts and specials you qualify for.
Some things to bear in mind when getting an quotes and which can also get you better deals is this.
The type of car you drive affects the premiums you pay. If you have an ordinary run of the mill car, then you will pay less on your premiums as opposed to having a luxury car insured.
Opt for a higher excess payment as this will lower the monthly premiums, because it means that the company will make less of a payout, should you need to claim against your insurance.
Always remember to shop around and get many quotes from many sources, using the internet as an information tool. Then get all the information you can about a product, speak to a professional in the field. And lastly see what you can adjust to lower your monthly car insurance premiums. Happy car quote hunting!