Luxury Boating Industry in India

In ancient times, India was well known for its prosperity, education and science. The Portuguese arrived in India in 1498 to trade spices. In the 1600s, the Dutch, the French and the English followed and set up their own trading centers in the country. The British East India Company was very aggressive in expanding their trade, and soon started trading in many commodities, such as cotton, silk, salt, opium, and tea. The Company had its own private army to protect their trading posts. This resulted in conflicts between the local rulers in India and the British East India Company. The British government sent a larger force to India and provided funding to expand the Indian British army. Soon the British were not just traders, but became the rulers of India, and were creating more revenue by taxing the locals. By 1819, the British were in control of almost all of … Read More

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The Impact of Structured Finance on the Ghanaian Financial Services Industry in the Next 10 Years

A Company can issue bonds to investors secured on the future profits expected to arise from part of its existing life business.

When a pool of financial assets (such as car finance, home or commercial mortgages, corporate loans,royalties, leases, non-performing receivables, and contractually pledged operating revenues) are structured and transferred to a ‘special purpose vehicle or entity'(SPV or SPE) it is known as a Securitisation transaction.

Generally, most securitisation transactions involve a two tier transaction in which the originator of the assets to be securitised transfers such assets to a wholly-owned SPV.In turn the SPV transfers or pledges such assets to another entity, which issues rated securities in the capital markets that are collaterised by such assets. This second tier entity can be another SPV or a multi-seller commercial paper conduit and can provide funding by issuing medium term notes or commercial paper.

Types of Securitisation transaction

Usually with securitisation … Read More

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Green Rush to Finance Solar

Environmental & Economic Benefits

The “green gold rush” is on. Global investment in renewable energy surged some 60 percent, to $148 billion last year. Investment in clean energy from wind, solar and biofuels rose three times faster in 2007 than predicted by the UN Environmental Program, with wind power attracting $50.2 billion, a third of all clean energy investments. Investment in solar energy soared by 254 percent to $28.6 billion last year. This “green gold rush” is propelled by the soaring fossil-fuel prices, and concerns over carbon dioxide emissions that fuel global warming.

The world is at an undeniable crossroad. Projections show three to four times more electrical power could be required over the next 50 years to support continued growth in population and economic output. Clean, renewable sources are the answer. “Unlike other major energy transitions, such as wood-to-coal and coal-to-oil, moving from oil to alternatives will be forced … Read More

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Up In The Clouds

One of the biggest new buzzwords out there is “cloud computing.” Some dentists are already familiar with this term. In fact, many dentists are already using websites like Facebook and Flickr that employ the cloud. Some dental practice management software (PMS) manufacturers are just beginning to utilize cloud-based software as an alternative to traditional client-based dental PMS software like Eaglesoft, Softdent or Dentrix. Before going further, it is time to clear out the clouds and figure out exactly what cloud computing means.

Cloud-based software is also referred to as “SaaS” (software as a service), web-based software, or ASP (application service provider). Cloud computing is essentially computing delivered as a service rather than a product. It’s where shared resources, software and information are provided to computers and other devices (tablets, mobile phones, etc.) over a network. Users can access this network from all over the world granted they have a compatible … Read More

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Apartment Rental Tips For College Students

If you’re heading off to college for the first time, or you’ve been living in the dorms, renting your first apartment can be a difficult prospect. After all, if you haven’t been through the process before, you don’t know what’s normal or what to expect. Many students have parents, friends, or relatives who can help them find a good apartment, but not everyone is so lucky. You might wonder if there are even apartments open to you. Let’s take a look at renting a student apartment. It’s not as difficult as you might think.

First, take a look at your available budget, and get a realistic idea of the apartments you could be renting. A quick perusal of the ads will tell you what the average price range is for your area. Don’t be surprised if campus apartments tend to be a little more expensive than the very cheapest apartments … Read More

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GMC Savana 1500 Vs Ford E-150

Those who operate businesses that involve hauling cargo understand the need for a reliable cargo van. The best place to look for a good van will naturally be with one of the big auto manufacturers in the world. GM is the second largest auto manufacturer while Ford is the fourth largest car maker on the planet at the moment. Comparing the 2011 GMC Savana 1500 and the Ford E-150 will therefore be a battle between giants who have been in the auto industry long enough to produce reliable cargo vans that will deliver on capacity, power, and efficiency. We will be comparing the two vehicles in order to see which of them will carry the day and get to carry your cargo.


The GMC Savana 1500 has a 4.3l, V-6 engine that delivers 195hp and 260lb-ft of torque. This rear wheel drive vehicle can tow a maximum recommended weight … Read More

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Benefits and Features of Public Transit Vehicles

According to, in 2011, Americans took 10.2 billion trips on public transportation vehicles. More and more people are opting for public transit option to meet their daily mobility needs whether it is for going to school, for shopping, doctor’s clinic or visiting family and friends. The use of public transit vehicles reduces the usage of oil, the level of pollution and congestion on the roads. The US public transportation systems comprise of buses, trolleybuses, trams and trains, rapid transit and ferries and is widely used by the public. These vehicles are cheaper modes of travel, less energy intensive and safe modes of transportation. Let’s look at some basic features of Public Transit Vehicles.

Types and Features of Public Transit Vehicles in the US

Public transportation is a highly popular mode of traveling in the US mainly because of its low costs and high convenience. While the public transport between … Read More

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Car Hire Guide In Abu Dhabi – Best Experienced On Wheels

Car Hire Guide

Car Hire has grown tremendously over the last few years as renting or leasing a car in Abu Dhabi has become a popular trend. With more and more people moving in and out of the country, it seems to be the best option to hire a vehicle in the UAE for both tourists and residents.

Abu Dhabi is a city that is best experienced on wheels; Abu Dhabi, the capital city of UAE is truly an Arabian Jewel flanked with golden beaches, an ever evolving futuristic skyline and rich culture and history. One must visit the Yas Island, Sheikh Zayed Mosque, Marina Mall, heritage village and drive along the Corniche at your own pace.

The city is designed for cars, most major roads are maintained in excellent condition and the signage is well designed and easy to follow. Apart from the experience of driving on clean, wide … Read More

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Fire Department Funding – The 4 Upcoming Critical Financial Issues That Will Rock Your World

The Fire Service will be undergoing a transformation in the next few years that will impact every single fire department in the U.S. These issues will separate the survivors from the perished.

Issue #1: People will be a lot more expensive.

It doesn’t matter if you are a paid, volunteer, or combination department. The costs of having fire fighters will be increasing at an alarming rate. And it isn’t just payroll, it is the total expense of having people fight your fires.

The four trends for the higher costs are:

  1. Payroll. If you pay your fire fighters, the cost of paying their salary will be increasing. Add to that the cost of insurance, workman’s comp, and payroll taxes, you have a explosive mixture just waiting to absorb your budget.
  2. Attraction Costs. If you don’t pay your fire fighters, you will spend more money finding and attracting volunteer labor. The facts
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The New Nissan NV200 – Reviewed

The 2017 Nissan NV200 is a quick, reliable and lively vehicle. It is compact and fast – making it easy to operate in tight spaces and city streets, whilst still having ample cargo space. The 2017 NV200 is an excellent middle ground from the often too large vans or pick-ups. Additionally, the NV200 is fuel-efficient, compact and reasonably priced.

The Nissan NV200 is built with some of Nissan’s best compact car concepts. This means it has great manoeuvrability, easy handling and a tight turning diameter, as well as well-designed, compact dimensions – which permits parking in smaller spaces. Some appreciated features of the NV200 include a spacious 3474.4771-liter cargo-hold, full-cover rims, chrome grille, colour mirrors and bumper and a range of great additional features to suit the needs of small-business owners. The dual-sliding side doors provide access to the cargo space from both sides. The rear doors are French-style and … Read More

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